Open e Insurance Account (eIA)

The National Insurance-Policy Repository (NIR) service launched by Insurance Regulatory & Development Authority (IRDA) allows policyholders to store their insurance policies digitally under a single e-insurance account (eIA) without any charge.

Key NIR Features:
  • Update details and manage policies through single point of service
  • Digital storage eliminates risk of loss and damage of physical insurance policies
  • No requirement of providing KYC details for every new policy bought
  • Available facilities for the digital conversion of physical policies
  • e-Insurance accounts are capable of holding life insurance policies, pension plans and general insurance policies (health, car, home)
  • Premium payment alerts
  • Increased number of service touch points
  • Consolidated insurance statement
Registration for NIR:

Step 1: Download the e-Insurance Account (eIA) application form

Step 2: Fill form with correct details and attach KYC documents including Date of Birth proof and copy of a cancelled cheque. Submit the eIA application to any Alankit office branch. Click here for network details.

Step 3: Post submission, completed eIA application form is verified and processed. An e-Insurance Account (eIA) is then, generated for the applicant. The eIA account can be accessed by login Id and password given to the applicant.


What is the objective of an Insurance Repository?
What is an eIA or e-Insurance account?
What are the norms for opening an e-insurance Account?
Do I need to pay for opening of e-Insurance Account (eIA)?
Can any individual open more than one e-insurance account?
Can I convert my existing paper polices into electronic policies?
What are the benefits of holding Insurance Policies in electronic form?
What are the documents required to open an eIA Account?
Which insurance policies can be held in electronic format?
Can a policyholder have physical and electronic insurance policies?
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